Bodily Injury and Property Damage Liability

Bodily Injury and Property Damage Liability (BI/PD) covers your legal liability for an accident that involves injury to another person or damage to someone's property, up to the limit of liability you select.

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If your limits are 15/30/10, this means:

• No more than $15,000 would be paid per person for Bodily Injury
• No more than $30,000 would be paid per accident for Bodily Injury
• No more than $10,000 would be paid per accident for Property Damage

Example:
You are at fault for an accident that injured two people and damaged another snowmobile. The other rider's total medical bills were $500 and the other passenger's total medical bills were $300. The damage to the other snowmobile was $1,000. All injuries and damages would be covered because they fall within the 15/30/10 BI/PD limits you selected. Each person's injuries were less than $15,000, and the amount for all injuries was less than $30,000. The other snowmobile's damage also was below the $10,000 Property Damage Liability limit.